Here’s our step-by-step guide to the buying process
Before you start your search, you need to know what your budget is so it’s a good idea to arrange your finances and speak to a mortgage broker. We can point you in the right direction.
Call us to discuss your requirements and we’ll register you on our database. We market properties that we don’t advertise so register even if we don’t appear to have what you’re looking for!
We’ll keep you up to date with new instructions and inform you of developments in the market. We’re approachable and friendly and will do our utmost to match you with the right property
We show longer and later than other agents – viewings are 9am to 9pm, Monday to Friday and 9am – 5pm on weekends. The actual viewing time depends on the vendor – it may not suit to have a viewing at bath time for the kids! We’ll do our best to suit you.
You’re going to need a solicitor to carry out the conveyancing of the property. They will guide you through the legal process and arrange for you to sign the contract and mortgage documents, if relevant. We can recommend a number of solicitors. For more information on costs, please click here.
So you love the property and you’ve moved in already – you’ll have to make us an offer which we’ll give to the vendor. Depending on the asking price and interest, your offer may or may not be accepted. We’ll keep you fully informed along the way and promise to be honest and transparent in all our dealings with you.
Once your offer is accepted, we’ll ask you to pay a booking deposit. We also may ask you to provide proof of funds to complete the transaction. We’ll prepare the sales advice note and inform both solicitors about the transaction.
Your solicitor will begin the conveyancing process which can take anything from a few weeks to a few months or longer! It can be frustrating waiting for it to happen however we’ll be assisting the vendor’s solicitor along the way and will keep you informed throughout the process.
You should instruct a surveyor to check the property for any defects or issues that could affect your enjoyment of it. It gives you peace of mind that a professional surveyor has inspected the property and detailed any potential problems. We will schedule an appointment and accompany the surveyor to the property. For more information on costs please click here.
If you are buying the property with a mortgage, the bank will send a valuer to complete a valuation report. This is an independent report to the bank and should not be confused with a surveyor’s report!
Once your solicitor is happy with the replies to their enquiries, both parties will sign the contracts and you will need to pay the deposit which is typically 10% of the agreed purchase price, less the amount you’ve already paid to us. At this stage you should have a target closing date.
Your solicitor will be in funds to complete the purchase and you’re now the owner of the property. Congratulations! We’ll send you the keys to your new home.